Types of Loans

• Personal Loans: Unsecured loans that can be used for various personal needs, from consolidating debt to financing major purchases.
• Mortgage Loans: Secured loans to help you buy a home. These often come with long-term payment plans and fixed or variable interest rates.
• Auto Loans: Loans specifically for purchasing vehicles, often with lower interest rates due to their secured nature.
• Student Loans: These help cover educational expenses, with options for federal and private loans.
• Business Loans: Designed for business expenses, expansion, or capital investment, available in various forms like SBA loans and lines of credit.

Types of Insurance

• Health Insurance: Covers medical expenses, including preventive care, emergencies, and specialist visits.
• Life Insurance: Provides financial support to beneficiaries in the event of the policyholder's death, with options like term and whole life policies.
• Home Insurance: Protects your property and belongings from risks like fire, theft, or natural disasters.
• Auto Insurance: Offers coverage for vehicle accidents, liability, and damages.
• Disability Insurance: Replaces a portion of income if you're unable to work due to illness or injury.